Who has the authority to examine mortgage law individuals according to Rhode Island mortgage law?

In Rhode Island, the authority to examine mortgage law individuals is vested in the Superintendent of the Department of Business Regulation. This role includes oversight of various financial institutions, including mortgage lenders and brokers, ensuring compliance with state laws and regulations. The Superintendent is responsible for conducting investigations and examinations to monitor business practices and ensure consumer protection within the mortgage industry.

The Auditor primarily focuses on financial audits and oversight of state finances rather than specific regulatory enforcement in mortgage law. While the Governor holds executive powers, the day-to-day regulatory functions are delegated to departmental heads, such as the Superintendent. The Banking Director may also have regulatory oversight but generally operates under the umbrella of the Superintendent's authority in this specific context. Thus, the Superintendent is the correct choice as they have direct responsibility and jurisdiction over the examination of individuals and entities involved in mortgage activities in Rhode Island.